More Commercial Finance News

One of the main unsecured Payroll Finance Lenders in the UK temporarily stepped out of the market place last week leaving just one active lender. This payroll lender currently expects to return once new funds have been raised, maybe in a couple of months.

UK Businesses in their quest to raise working capital are increasingly turning to equipment leasing and more specifically selling and leasing back existing assets. This financing method is typically a much easier way to generate cash for a company and expect requests for leasing to increase in popularity over the coming months. Of course all the main benefits of leasing such as the tax advantages are the same whether equipment is new or re-financed!

Property Development Funding - 100% Funds available in the UK

Many UK property development lenders in the highly geared loan market are now sitting on their hands and not lending. However 100% funding is still available although severely restricted in supply. One of our 100% residential property development loan lenders has an appetite and positive lending attitude for part completed developments bought below market value from receivers.

If you are a UK developer who has identified such a property based opportunity then we would like to hear from you via our main web-site.

Eland Business Services Limited are Property Development Loan Brokers.

Payroll Finance for an Unsecured Business Loan

UK Businesses seeking to enhance cash flow or increase working capital usually turn to traditional methods of financing such as invoice discounting or factoring. Payroll Finance is a smart, modern, unsecured lending solution that can make available cash equivalent to 2 months of a company's wages or salaries bill!

As a company payroll loan is totally unsecured it will not affect any other financial arrangements a business may have. What's more the company will still be in a position to take advantage of any other commercial loan that may be required. Costs involve a monthly service fee plus interest on any outstanding amount.

A company with a trading history and accounts could raise cash by rolling over wage bills for any business purpose in as little as 2 weeks! For more information on payroll finance and the cash flow alternatives visit Cash Flow Finance and discover your business options.

Commercial Loans - Update Part 2

Further to our previous blog, within the UK business finance market, commercial loan options that do not appear to have been affected by changing criteria are as follows:-

International trade finance seems to have been unaffected by either price increases or loan criteria changes. Therefore exporter and importers requiring "Letters of Credit" or "Forfaiting" can still have similar expectations of funding to the previous 12 months.

The other main business finance area that is relatively unscathed is cashflow finance, although we suspect there may have been some undisclosed changes to criteria in terms of debtor book quality.