Further to our previous blog, within the UK business finance market, commercial loan options that do not appear to have been affected by changing criteria are as follows:-
International trade finance seems to have been unaffected by either price increases or loan criteria changes. Therefore exporter and importers requiring "Letters of Credit" or "Forfaiting" can still have similar expectations of funding to the previous 12 months.
The other main business finance area that is relatively unscathed is cashflow finance, although we suspect there may have been some undisclosed changes to criteria in terms of debtor book quality.
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